Westpac Earner account

Offers benefits including some lower bank account fees, depending on your minimum monthly account balance.

Westpac customers open a new account online

More info

More info icon Get more info on
  > bank account fees
  > interest rates
  > reducing account costs
  > saving and investing

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  > Westpac branches
  > phone 0800 400 600
(7am to 11pm,
7 days a week)

Features of the Earner bank account
Keep a monthly balance of at least $5000 and  
we’ll waive the account maintenance and transaction fees  
your everyday money will earn a competitive interest rate  
Choose how and where you bank  
you'll get a chequebook and a Westpac ATM/EFTPOS card to access your money  
visit any of our branches nationwide for more personal service  
Earner bank account interest rates
Our Earner bank account has five interest rate tiers—the higher your balance the more you can earn.  
> bank account interest rates  
Managing your money with an Earner bank account
With an Earner account you can
receive statements monthly, to help you keep track of your account  
arrange a 'sweep' facility to automatically move money into or out of your account  
set up Payline Split to automatically pay some of your income to your Westpac Earner account and the rest to another Westpac account  
do almost all your banking and pay bills using phone banking or Online Banking  
pay regular bills with automatic payments or direct debits  
Open a new Earner account in Online Banking
Westpac customers can open a new Earner account in Online Banking, just select ‘New account’ from the ‘I want a…’ menu.
As soon as the account has been opened, you will be able to use it in Online Banking and via ATMs and EFTPOS terminals (if you choose to access your new account using your existing bank and credit cards).
> login to Online Banking to open a new Earner account now
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
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